I Just Invested My Student Loan.

Disclaimer: This is a general opinion and should not be viewed as personal nor professional financial advice. This piece was also originally written on January 5th 2026.

We have survived the first university semester and have been rewarded with our second student loan payment. Here is how I dealt with mine.

First, I checked my current investments and decided to sell my Alphabet Class A shares for a 28% return. I decided to add this cash to my savings account for now and keep earning interest there.

Now on to the new stuff. As a student, keeping 50% of the loan immediately available to me seemed sensible. Sending another 25% to my savings account also felt like a solid idea for now. This leaves 25% of the loan left.

The remaining 25% I invested in Tesla. I already had a small amount invested in Tesla and the 5th January felt like a good time to add to it. Tesla achieved record-breaking revenue in the third quarter, while surpassing Wall Street's estimates. This demonstrated growth despite a rough economic climate. Tesla also reminded everyone their demand goes beyond vehicles, recently tying down a $4.3 billion deal with LG Energy Solution for Lithium-iron-phosphate batteries.

At the time of investing, Tesla shares had dropped in value for seven consecutive days before rising 4% on the day of my investment. In the two weeks since I invested, my shares have dropped 3.19% in valuation.

Despite the drop in value and Elon Musk announcing Tesla's Full-Self Driving will remove the one time purchase option, I remain confident of a positive return on Tesla stocks.

Shares are currently trading at $437.50 per share.